About this lesson and its scene
Ask which payment methods are accepted, state one method, distinguish one-time and split payment questions, and confirm transaction completion.
At checkout, ask カードは使えますか (“Can I use a card?”), then name one payment method and wait for the terminal or cashier instruction. Confirm the amount before tapping or inserting, choose one-time or installment handling only when asked and understood, and check the completion message and receipt.
Key phrase カードは使えますか Can I use a card? Open the card above ↑
Manga scene · Read from right to leftRead from top to bottom
Accepted does not mean completed
Maya sees a card logo and tries to tap before the cashier has selected the payment method on the terminal.
MayaThe logo means I can tap now.
The cashier asks her to wait and confirms the amount and payment type.
Staffお支払い方法は？
How would you like to pay?
Maya states the method and checks the amount displayed on the terminal.
Mayaカードで。一回払いでお願いします。
By card. One payment, please.
She waits for the approved message, checks that the transaction finished, and keeps the receipt.
Maya完了画面を確認しました。
I checked the completed screen.
Dialogue remains selectable HTML. The illustrations contain no dependable generated text.
Ask what is accepted
| Japanese | Romaji | Meaning | Use |
|---|---|---|---|
カードは使えますか | kādo wa tsukaemasu ka | Can I use a card? | Ask about a card |
現金だけですか | genkin dake desu ka | Is it cash only? | Confirm a cash-only transaction |
この電子マネーは使えますか | kono denshi manē wa tsukaemasu ka | Can I use this electronic money? | Show the specific service |
コード決済はできますか | kōdo kessai wa dekimasu ka | Can I pay by code? | Ask about QR or barcode payment |
Logos can be outdated or apply only to some registers. Ask and wait for the terminal to become ready.
State one payment method
| Japanese | Romaji | Meaning | Use |
|---|---|---|---|
現金でお願いします | genkin de onegai shimasu | Cash, please | Choose cash |
カードでお願いします | kādo de onegai shimasu | By card, please | Choose card |
タッチ決済でお願いします | tacchi kessai de onegai shimasu | Contactless payment, please | Use if the terminal and card support it |
別の方法にします | betsu no hōhō ni shimasu | I will use another method | Switch after a decline or unsupported method |
Understand payment-count questions
| Japanese | Romaji | Meaning | Use |
|---|---|---|---|
お支払い回数は？ | oshiharai kaisū wa | How many payments? | A possible card question |
一回払いでお願いします | ikkai barai de onegai shimasu | One payment, please | Choose full one-time payment |
分割払いはできますか | bunkatsu barai wa dekimasu ka | Can I pay in installments? | Ask; terms and eligibility vary |
分かりません。説明してください | wakarimasen, setsumei shite kudasai | I do not understand. Please explain | Do not guess a credit option |
Installments and revolving payment can create financial obligations. This lesson does not recommend or explain their costs; use the card issuer’s written terms.
Distinguish when the money is taken
The checkout word カード does not tell you whether a transaction uses credit, debit, or stored value. Ask the issuer’s materials, not the cashier, about account timing and fees. For language purposes, recognize three broad descriptions:
- 前払い means value is paid or loaded before use.
- 即時払い means the linked balance is generally debited at the transaction time.
- 後払い means payment is billed later under the provider’s terms.
These descriptions do not establish the actual settlement date, exchange rate, refund timing, or protection for a specific product. If those details matter, pause the purchase and check the provider’s written terms.
Repair a duplicate or uncertain result
If the terminal times out, do not immediately tap again. Say 決済はできていますか (“Did the payment go through?”) and show the non-sensitive result screen. Compare the store receipt with your official payment record. This lesson cannot classify a pending entry as final, cancelled, or refundable.
If you see the wrong amount before authorization, say 金額が違います。取り消してください. If you notice it afterward, keep the receipt and ask どこに問い合わせればいいですか (“Where should I inquire?”). The correct contact may be the store, card issuer, or payment provider.
Confirm amount and completion
| Japanese | Romaji | Meaning | Use |
|---|---|---|---|
金額を確認してください | kingaku o kakunin shite kudasai | Please check the amount | Read before authorizing |
暗証番号を入力してください | anshō bangō o nyūryoku shite kudasai | Please enter your PIN | Shield the keypad |
支払いが完了しました | shiharai ga kanryō shimashita | The payment is complete | A successful result |
決済できませんでした | kessai dekimasen deshita | The payment could not be completed | Do not assume money moved |
On a failure, check whether the terminal and your banking record show a charge before retrying. Never tell a cashier your PIN or one-time code.
Financial-information boundary
Acceptance, authorization, payment timing, installments, exchange rates, fees, disputes, and refunds depend on the store, issuer, and payment provider. Use their current written terms and verified support channels.
The Financial Services Agency banking guide provides general multilingual guidance, but this lesson does not recommend a credit option or determine whether a transaction settled.
Verify one completed payment
- Ask about the specific method and wait for the terminal.
- State one method clearly.
- Do not guess at installment or revolving options.
- Verify amount, protect credentials, and confirm completion.
Apply the payment-method decision to cards and bills
An IC-card top-up trains amount and balance confirmation; a bill trains issuer, acceptance, and receipt checks. Use both to make the general payment-method question lead to visible proof rather than a guessed result.
How do you ask if a store accepts cards in Japanese?
Ask カードは使えますか and wait for the cashier or terminal instruction. A logo alone is not a guarantee for every card, transaction, or payment method, so confirm the specific method before you authorize anything.
What should I do if a payment does not go through?
Check the terminal result and your provider’s record before you retry. Do not share a PIN or one-time code, and use the store, issuer, or provider’s verified support channel when the result is unclear. This lesson does not determine whether a transaction settled.
Street Check · 1–3 minutes
Try the real-world task
Complete one checkout using an accepted payment method.
Ready means:
- I can ask whether cash, card, or mobile payment is accepted.
- I can state my chosen method.
- I can recognize whether the transaction completed.
Build the route
Before this lesson
Check the payment in context